Kalpena Group

5 best binary options trading sites on the internet for 2018

July 2, 2018January 8, 2018 Rigoberto Koch

What are binary options? Binary options are often referred to as “all-or-nothing options”, “fixed return options” or “digital options”. Aptly named because they are financial options in which the return on your initial trade is either a fixed monetary pay-out determined at the time of the trade (much like that of a bet) or zero! The top 5 binary options sites on the internet for 2018: Binary Robot 365 This is a trading robot and is one of the best ones on the market to start with and try out.…

What is bitcoin and how does a person use it?

June 2, 2018January 8, 2018 Rigoberto Koch

Bitcoin Like most computer systems and software, a lot of people are finding the concept a little hard to grasp. The basics of Bitcoin The getting started with Bitcoin is actually the easy part and can be done without anyone understanding even the basics of the concept. In our understanding Bitcoin is like an emailing system but instead of messages, you are sending a form of cyber currency. An unlike normal email addresses you can only, or rather should only, use a bitcoin address once. Getting started You first have…

5 ways to get your retirement fund into shape

May 3, 2018January 8, 2018 Rigoberto Koch

Research suggests that most people are worried they do not have enough for retirement While some people are counting their pennies, and scraping by the last thing on their minds is their retirement and others with some money stashed away worry that they are not going to make it on what they have. Here are some tips on how to get your retirement fund on track #1 Start getting rid of as much debt as possible For those fast approaching retirements, it is wise to start looking at paying off…

How will climate change impact the value of the coastal property?

April 3, 2018January 8, 2018 Rigoberto Koch

Homeowners are wary of buying at-risk coastal properties As homeowners start to shy away from prime coastal properties due to the ever-looming threat of rising seas economists are getting set for the economic time bomb getting ready to explode in an already unstable industry. Dire predictions for Florida due to climate change With an estimated five-foot rise in sea level by the end of this century would suggest that Florida would be looking at approximately $23 billion of current coastal properties could be underwater by 2050. Miami Beach has already…

5 ways to save for your child’s future

March 4, 2018January 8, 2018 Rigoberto Koch

The ever-increasing cost of education and living Parents today are faced with the very high cost of living just in the day to day running of their lives so when education gets added to the list it is enough to give them sleepless nights and stress them out because as parents we all want to see our child get the best education and start in life. New ways to invest for your child’s future The good news is, is that finance gurus have families too, so they are forever coming…

5 things to know about personal finance

February 2, 2018January 8, 2018 Rigoberto Koch

You are never too old or too young to start taking care of your finances It does not matter if you have an after-school part-time job or are a pensioner living on a government pension, taking care of your personal finances should be a top priority! Here are 5 things everyone should know about personal finance: #1 Learn about TMV (time value of money) TMV (or time value of money) which is a concept whereby a core principal of finance states that provided money is able to gain interest, any…

What are the main differences between investing and trading?

January 3, 2018January 8, 2018 Rigoberto Koch

Life lessons pave the way to a greater understanding of investing and trading Although most of us do not even realize it we have actually been trading and investing since an early age. Do you remember trading an item with a friend for a better or more valuable one? And saving a penny or two for that thing you really wanted? Investing and trading are things we have all learned from an early age As young adults, we come into a world where our pocket money is now our salary…

The top jobs to have on Wall Street!

November 19, 2017January 8, 2018 Rigoberto Koch

The gold paved Wall Street! Wall Street to many investment bankers, traders, etc. is what Hollywood is to actors and let’s face it those who do make it big on Wall Street actually live like rock stars, actors and some even like kings or queens. Making it big on Wall Street You are not going to get one of the top jobs on Wall Street by pouring over the classified ads, nor do they get passed through your run of the mill employment agencies. Although you don’t really have to…

5 things you need to know before starting Forex trading

November 4, 2017January 8, 2018 Rigoberto Koch

Forex trading has fast become a popular trading platform With about $5 trillion dollars traded a day in Forex trading, it is no wonder at all as to why so many people, traders included, are looking to Forex trading. Forex, or also known as FX trading (foreign exchange) is one of the world most widely traded markets which allows traders to predict global currency markets price movements. The 5 main things to know about Forex trading before you begin With the many ways to trade with Forex these days, it…

What is quantitative trading, and how does it work?

October 20, 2017January 8, 2018 Rigoberto Koch

A question on those who are wanting to get into trading is what quantitative trading is! Quantitative trading is a computer-software system developed to track the stock market changes and activities in order to recognize investment opportunities to buy and sell stocks at the correct price. This is done through a series of mathematical computations and various formulas. A bit of history and breakdown of how quantitative trading works: The quantitative trading theory has been around since the 1950’s in a research thesis done by Harry Markowitz who is a…